A question of sound, not sight: Choose the correct article

Would you say an NHL referee or a NHL referee? It’s an NHL referee. The indefinite article an is used before all vowel sounds except the long u sound (a united stand) and before the silent h (an honourable politician). And since the first letter of NHL makes the vowel sound en, it takes the article an.

Here are some questions to test your knowledge.

1. First-time home buyers can speak with Placeholder for the answer CMHC (Canada Mortgage and Housing Corporation) representative to get more information about mortgage loan insurance.
2. The Translation Bureau is Placeholder for the answer SOA (special operating agency).
3. I have Placeholder for the answer 8:30 appointment.
4. I have Placeholder for the answer 1:30 appointment.
5. Placeholder for the answer unfair decision was made.
6. Daycare is Placeholder for the answer universal need.
7. You must apply to become Placeholder for the answer RCMP (Royal Canadian Mounted Police) officer.
8. Placeholder for the answer CSIS (Canadian Security Intelligence Service) agent is a federal employee whose job is to gather information that relates to national security.
9. To avoid a strike, the company held Placeholder for the answer 11th-hour meeting with the union.
10. Employees are covered by Placeholder for the answer health plan.
  
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